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Be aware of your surroundings, especially between dusk and dawn. If you notice anything suspicious - a security light out, someone loitering nearby - consider coming back later or using an ATM inside a supermarket or convenience store.
- If using the ATM at night, take someone with you.
- Park in a well-lit area as close as possible to the ATM.
- At a drive-through ATM, be sure the doors are locked and the passenger windows are rolled up.
- If you withdraw cash, put it away promptly; count it later, in private.
- Put your ATM card and receipt away promptly; never leave your receipt at the ATM.
- If no money comes out, make sure to check the money slot for blockages and notify the bank immediately. A recent popular scam has been for people to block the money slot with a piece of plastic and then return to collect the money after the customer leaves.
- Keep your PIN secret - don't write it down, and don't share it with anyone you don't trust absolutely. Your PIN provides access to your account.
- Shield the keypad when entering your PIN to keep it from being observed. You may feel silly doing it, but it is a good habit to start and there have been cases of people using binoculars or video cameras to capture pin numbers.
- Avoid being too regular in your ATM use - don't repeatedly visit the same machine at the same time, the same day of the week.
- Do not use a machine if there is someone hanging around.
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